:root{--navy:#062f60;--blue:#1476bf;--sky:#35a9e0;--ink:#152638;--muted:#647383;--light:#f5f8fb;--green:#1c9b52;--gold:#d3a240;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.55;background:#fff}
a{text-decoration:none;color:inherit}.container{width:min(1180px,92%);margin:auto}.top{background:var(--navy);color:#fff;padding:8px 0;font-size:14px}.top .container{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 2px 12px rgba(0,0,0,.08)}.nav{display:flex;align-items:center;justify-content:space-between;padding:12px 0;gap:18px}
.brand{display:flex;align-items:center;gap:12px}.brand img{width:76px;height:60px;object-fit:contain}.brand b{font-size:28px;color:var(--navy);letter-spacing:.7px}.brand small{display:block;color:var(--blue);font-size:10px;letter-spacing:.7px}
.menu{display:flex;gap:16px;align-items:center;font-size:13px;font-weight:700}.menu a:hover{color:var(--blue)}.lang a{border:1px solid #cdd6df;border-radius:5px;padding:7px 9px;margin-left:4px}.lang .active{background:var(--navy);color:#fff}
.menu-toggle{display:none;background:var(--navy);color:#fff;border:0;padding:8px 10px;border-radius:6px}
.hero{background:linear-gradient(90deg,#edf4fa 0,#fff 48%);padding:58px 0 30px}.hero-grid,.split,.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:center}
.kicker{font-weight:800;color:var(--blue);letter-spacing:1.3px;text-transform:uppercase}.hero h1{font-size:58px;line-height:1.02;margin:8px 0 18px;color:var(--navy)}.hero h1 span{color:var(--blue)}.hero p{font-size:19px;max-width:650px}.hero img,.split img{width:100%;border-radius:18px;box-shadow:0 14px 40px rgba(6,47,96,.16)}
.btn{display:inline-block;padding:13px 18px;border-radius:7px;font-weight:800;margin:7px 6px 0 0;border:2px solid var(--navy)}.primary{background:var(--navy);color:#fff}.secondary{background:#fff}.wa{background:#25D366;color:#fff;border-color:#25D366}
.benefits{margin-top:32px;background:var(--navy);color:#fff;border-radius:13px;padding:18px;display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.benefits div{padding:8px 12px;border-right:1px solid rgba(255,255,255,.18)}.benefits div:last-child{border-right:0}.benefits small{opacity:.85}
section{padding:66px 0}.section-title{text-align:center;max-width:780px;margin:0 auto 32px}.section-title h2{font-size:38px;margin:0;color:var(--navy)}.section-title p{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid #e0e7ee;border-radius:14px;overflow:hidden;background:#fff;box-shadow:0 8px 24px rgba(0,0,0,.05)}.card .inner{padding:22px}.card h3{color:var(--navy);margin-top:0}
.tech{background:var(--light)}.checks{display:grid;gap:10px}.check{display:flex;gap:10px}.check:before{content:"✓";color:var(--green);font-weight:900}
.notice{font-size:13px;background:#fff7df;border-left:4px solid var(--gold);padding:12px 14px;border-radius:4px;color:#65727f}
.invest{background:linear-gradient(135deg,var(--navy),#0b5797);color:#fff}.invest .section-title h2,.invest .section-title p{color:#fff}.invest-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.invest-card{border:1px solid rgba(255,255,255,.28);border-radius:12px;padding:20px;background:rgba(255,255,255,.06)}
.pagehero{background:linear-gradient(120deg,var(--navy),var(--blue));color:#fff;padding:52px 0}.pagehero h1{font-size:46px;margin:0 0 10px}.contactbox{background:var(--light);padding:25px;border-radius:13px}
form{display:grid;gap:11px}input,select,textarea{width:100%;padding:13px;border:1px solid #cdd6df;border-radius:7px;font:inherit}textarea{min-height:140px}.hidden-field{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}
.success{background:#eaf7ef;border-left:4px solid var(--green);padding:16px;border-radius:6px}.error{background:#fff0f0;border-left:4px solid #b82d2d;padding:16px;border-radius:6px}
footer{background:#071d36;color:#fff;padding:42px 0 90px}.footergrid{display:grid;grid-template-columns:1.1fr 1fr 1fr 1fr;gap:24px}footer p,footer small{color:#c8d2dd}
.mobile{position:fixed;bottom:0;left:0;right:0;z-index:60;display:grid;grid-template-columns:repeat(3,1fr);box-shadow:0 -2px 15px rgba(0,0,0,.15)}.mobile a{text-align:center;padding:12px 6px;color:#fff;font-weight:800}.call{background:var(--navy)}.wh{background:#25D366}.quote{background:var(--blue)}
@media(max-width:950px){.menu{display:none;position:absolute;top:84px;left:0;right:0;background:#fff;padding:18px;flex-direction:column;box-shadow:0 8px 20px rgba(0,0,0,.12)}.menu.open{display:flex}.menu-toggle{display:block}.hero-grid,.split,.contact-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.benefits{grid-template-columns:1fr 1fr}.invest-grid,.footergrid{grid-template-columns:1fr 1fr}.hero h1{font-size:44px}}
@media(max-width:620px){.top{display:none}.hero h1{font-size:38px}.cards,.benefits,.invest-grid,.footergrid{grid-template-columns:1fr}.brand img{width:58px}.brand b{font-size:22px}.brand small{font-size:8px}}
.markets{background:#fff;padding:60px 0}.market-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.market-item{border:1px solid #e0e7ee;border-radius:12px;padding:22px 14px;text-align:center;background:#f8fafc}.market-item span{display:block;font-size:30px;margin-bottom:8px}.market-item b{color:var(--navy)}@media(max-width:950px){.market-grid{grid-template-columns:1fr 1fr}}@media(max-width:620px){.market-grid{grid-template-columns:1fr}.hero{padding-top:38px}.hero h1{font-size:35px}.hero .btn{padding:11px 13px;font-size:14px}.nav{gap:8px}.lang a{padding:6px 7px}}